Personal loan: is it the best on the market?



The Bankate personal loan makes it possible to finance any project, without having to justify the use of the money. A suitable loan as well to buy a new or used car as to carry out work, or to finance a wedding. Offered at advantageous rates, is the Bankate personal loan the best? All types of credit without supporting documentation fall into the category of personal loan. before comparing its rates with those of other major credit players.

Bankate personal loan: for all projects

Bankate personal loan: for all projects

The Bankate personal loan makes it possible to carry out all consumer credit projects. Auto / motorcycle credit, work loan and other financing needs are all included in this flexible formula. Update on the specifics of the Bankate personal loan: 

  • Amounts: from $ 500 to $ 35,000.
  • Repayment terms: 6 to 84 months.
  • The Bankate personal loan is a personal loan without proof of use of funds.
  • This credit is offered at a fixed APR rate: we therefore know all the monthly payments in advance.
  • It is possible to prepay all or part of the Bankate personal loan.

Comparison of Bankate personal loan rates

Comparison of Bankate personal loan rates

Connected to the best credit agencies, our credit comparator displays the best personal loan rates online in real time. Compare the APR rates of the Bankate personal loan with those of the other major credit players.

The Bankate personal loan is the best credit $ 10,000 over 48 months. However, the personal loan of $ 10,000 over four years is one of the most suitable for honestly comparing several organizations.

Displaying affordable monthly payments ($ 223.75 / month in our case), it can indeed finance a car, or even serve as an extension credit for your home. Bankate is also positioned on the podium by comparing the personal credit rates of $ 15,000 over 60 months (6 years). Whatever the amount / duration combination, Bankate, when it is not the best, is regularly on the podium. The Sofinco personal loan is generally its most serious competitor.

Good to know : Bankate regularly displays promotional rates on its personal loan formula. It is therefore possible that the organization is positioned at the top of our comparator by slightly modifying an amount or a duration.

Can a bank compete with the Bankate personal loan?

Can a bank compete with the Bankate personal loan?

Banks generally only offer personal loans to their best customers. The debate over online or branch credit does not really exist. You should know that banks do not have the expertise or the know-how of credit organizations. They have much more difficulty in verifying an individual’s repayment capacity, especially when he is not a client. Even at the level of APR rates, it is very rare to obtain a more advantageous personal loan from a bank than from the best specialized organization. The Credither personal loan is for example generally less advantageous than that of Bankate. A shame when you know that the organization is a large group subsidiary.

The procedure for good customers of their bank is to obtain a contract without commitment of the best online credit, before presenting the offer to his personal adviser. To do this, select your need on our comparator before filling out a form. Five minutes later, you get an immediate policy response from the best organism. In the event of a refusal, we are given the opportunity to question the second and third specialists. Do not hesitate: the acceptance conditions vary from one organization to another.

How to get a Bankate personal loan

How to get a Bankate personal loan

If it has been identified via our comparator, the Bankate personal loan can be obtained directly using our form. Realizable in five minutes, it triggers a final opinion from Bankate, and offers to send the credit contract by post, or to download it for printing. The contract received, only remains to follow  the steps in order to obtain a Bankate personal loan.

  • Once in possession of the Bankate personal loan contract, I check all the conditions ( insurance or not, fixed APR, duration, monthly payments, etc. ).
  • Once the file is assembled and the conditions verified, I sign the contract.
  • Bankate informs me quickly after receipt of the file, and gives my final agreement quickly.
  • It is then necessary to wait at least eight days before the organization makes the transfer of funds *.
  • I have 14 days from the validation of the loan of money to retract, and thus cancel the credit.

* Money from a consumer loan can never be sent before the eighth calendar day following acceptance of the contract. Any proposal for an express transfer in less than a week does not fall within the legal framework of consumer credit.

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